Jennifer Patten—CERTIFIED FINANCIAL PLANNER®, Certification in Long-Term Care (CLTC®), founding partner of Prosperity and Investment Adviser Representative of Commonwealth Financial Network®—has over 13 years of experience in the financial services industry, specializing in retirement income planning, cash flow analysis, and long-term care. She is a graduate of Western Connecticut State University with a BBA in finance. Jennifer started her career with Merrill Lynch, PF&S, as an associate financial consultant. From 2001 to 2005, Jennifer was employed by a private wealth management firm in various roles, including financial analyst and financial planner. Jennifer has FINRA Series 7, 24, and 66 securities registrations (held through Commonwealth Financial Network), and the Life and Health Insurance license in New York and Connecticut. She is certified to sell long-term care insurance approved by the New York and Connecticut Partnerships for Long-Term Care.